Quote Engine
One loop from first question to issued policy.
Intake, calculation, explanation and conversion run on the same rate book, so the number your customer sees is the number your team would have worked out by hand, only it arrives in seconds with its reasoning attached.
- 01
Intake form
Short, guided, per line of business
- 02
Rate & risk rules engine
Your rate book, versioned
- 03
Instant quote + breakdown
Every figure explained
- 04
Policy / order workflow
Accepted quotes convert
Modules
Five modules that share one pricing brain.
Each module handles one part of the loop. Because they all read the same versioned rate book, nothing drifts between the form, the figure and the policy.
Instant Quote Generation
Short guided intake, priced the moment it is complete.
- Per-line intake forms
- Conditional questions
- Agent and customer modes
Explainable Pricing Breakdown
Every figure ships with its line-item reasoning.
- Line-item reasoning
- Rule references
- Customer-ready wording
Risk Factor Scoring
Weighted factors with clear escalation rules.
- Weighted factors
- Score bands
- Escalation thresholds
Quote-to-Policy Workflow
Approved quotes move straight into issuance.
- Prefilled proposals
- Payment links
- Status tracking
Rate Management
One versioned rate book for every agent.
- Versioned rate books
- Scheduled changes
- Impact preview
Across the platform
The foundations every module runs on.
These are not add-ons. They are how the engine is built, so they apply to every quote regardless of plan.
Traceable by default
Each quote stores the rate book version, the rules applied and the intake answers used, so any figure can be reproduced later.
Agent desk and customer link
Agents quote from a desk view during calls. Customers can complete the same intake from a shared link on their phone.
Connects to what you already use
Accepted quotes move to your policy administration system, CRM or order tool through webhooks, exports or a REST API.
Quote validity windows
Set how long a quote holds. Expired quotes re-price on the current rate book, with the change explained.
Multiple lines, one workspace
Motor, home, commercial or any service catalogue can live side by side, each with its own intake and rules.
Built for Indian pricing
Rupee formatting, GST as its own breakdown line and city-based risk zones are handled natively, not bolted on.
Your turn
Price one yourself. Watch it explain itself.
SAMPLE QUOTE · ILLUSTRATIVE RATES
Q-SAMPLE-01
Loyalty
- Base rate · Private car, Standard cover
- ₹4,200
- Risk adjustment · Low risk, +9%
- + ₹380
- Loyalty discount · Renewing customer, 3.5%
- − ₹150
- Total
- ₹4,430
This is a sample quote using illustrative rates. Connect your own rate rules for real quotes.