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Qwackly

Agents & Brokers

Quote while the customer is still on the call.

Your customers compare fast and decide faster. Qwackly lets every agent in your office give a correct, explained premium in the same conversation, using the same rate book, without reaching for a calculator or the pricing desk.

Live call · Renewal
On call 02:14

Can you tell me what my car renewal will be this year?

Give me a moment, I have your details here.

Why is it higher than last year?

Your base rate moved with the new rate book, your loyalty discount still applies. I am sending the full breakdown now.

Renewal quote

₹4,430

Base, rate book v3.2₹4,200
Low risk loading+ ₹380
Loyalty, 3 yrs− ₹150
Share breakdown on WhatsApp or email

Before and after

The same quote, two very different days.

Quoting by hand

  • The customer calls, the agent promises to call back with a figure.
  • Rates are looked up in a spreadsheet that may or may not be the latest one.
  • Two agents quote the same risk and arrive at different premiums.
  • The customer asks why the renewal went up and nobody can explain it quickly.
  • Details are retyped into the insurer portal after the customer agrees.

Quoting with Qwackly

  • The agent enters a few answers and reads out the premium on the same call.
  • Every quote is priced on the current rate book version, automatically.
  • Same answers, same premium, whichever agent or branch is quoting.
  • The breakdown shows exactly what moved the renewal, ready to share.
  • Accepted quotes prefill the proposal and move to issuance.

Where it fits

Lines agents quote every day.

Start with the line that takes up most of your quoting time. Add others as the team gets comfortable.

Motor renewals and new business

Private car, two-wheeler and commercial vehicle quotes priced from class, age, location zone, claims history and no-claim bonus.

  • Private car
  • Two-wheeler
  • Commercial vehicle

Home and contents

Structure and contents cover priced from sum insured, construction type, location and protection measures.

  • Structure
  • Contents
  • Add-on riders

Shopkeeper and SME packages

Package covers for shops and small businesses, with occupancy-based rates and referral rules for higher hazard trades.

  • Shopkeeper
  • Office package
  • Referral rules

Multi-branch agencies

Head office controls the central rate book, branches quote from it, and every quote is traceable to the version used.

  • Central rates
  • Branch overrides
  • Audit trail

What changes

What your team gets back.

Faster conversations

The price arrives in the first call, not the third follow-up.

Consistent rates

One rate book for the whole office, applied the same way every time.

Fewer why-calls

Customers get the reasoning with the number, so fewer call back to ask.

Less manual math

Agents spend their time advising customers, not recalculating premiums.

Questions

Before you get started

We work with multiple insurers. Can Qwackly handle that?
Yes. Each insurer's rates can sit in its own rate book, so agents can compare figures side by side for the same customer, each with its own breakdown.
Does Qwackly replace the insurer's own rating?
No. Qwackly applies the rates and rules you configure, typically mirroring the insurer's filed rates or your agreed commission structure, so the customer gets an accurate, explained figure faster. Final underwriting on non-standard cases stays with a person.
How long does it take to go live on one line?
It depends on how your rates are kept today. If they already sit in a spreadsheet, the rate book import and form setup for a single line is usually the first thing we do together during onboarding.
Can new agents use it without training on the rates?
That is one of the main reasons agencies use it. The engine holds the pricing logic, so new agents only need to know which questions to ask the customer.

Your turn

Price one yourself. Watch it explain itself.

SAMPLE QUOTE · ILLUSTRATIVE RATES

Q-SAMPLE-01

Line of business
Coverage level
Risk profile

Loyalty

Base rate
₹4,200
Risk adjustment
+ ₹380
Loyalty discount
− ₹150
Total
₹4,430

This is a sample quote using illustrative rates. Connect your own rate rules for real quotes.